• What To Do Before Seeking Professional Money Help

    Going to a debt consolidation agency should be avoided if at all possible. Millions of people all around the world who were in debt manage to climb out of debt – without the help of such agencies. Here are some techniques you can and should try before resorting to debt consolidation.   Cut Up Your Credit Cards Before you embark on any journey to reduce your debt, you need to first stop adding to your debt. From this point on, commit to not spending any money you haven’t already made. Cut up all of your credit cards. If you really must keep one card just in case an emergency comes…

  • Three Important Ways To Reduce Debt

    There are a lot of things you can do to reduce your debt. But what are the most important things you can do? If you could only focus your energy on three things, what three things should you focus on? The are the Three Important Ways To Reduce Debt that I think you can take immediately that’ll have a dramatic debt-slashing effect on your personal balance sheet.   Recruit the Support of Friends and Family Trying to fight debt all on your own is incredibly difficult. It’s especially difficult if you feel like it’s something you need to hide. Getting out of debt isn’t a process that happens in weeks.…

  • Should You Keep Unused Credit Cards Active?

    We have all succumbed to the lure of owning a credit card or two. The importance of having good credit is everywhere in today’s media. I’m even considering getting a new credit card, though I do not need one and it might lead me into temptation! So, today, we tackle the question; Should You Keep Unused Credit Cards Active? While it is an excellent idea to establish good credit early on in life, as well as a necessary evil, it is equally important to know when too much is enough.   The Cons of Keeping Credit Cards Active If, like most of us, you have a wallet full of credit cards…